Flavio Maluf’s Insights On The Ideal Investment Opportunities


Investing is a challenging endeavor. One needs to do his or her research before making any investment. People can invest in different securities. These stocks have their own unique risks and returns. According to a Flavio Maluf article in Exame.Abril, investing in government bonds is one of the best ways to make returns at minimal risk. This is because these products have attractive and fixed interest rates. He points out that over the past few years, Brazilian government bonds have enjoyed an interest rate of 14.25%.
Certificates of Deposits, popularly called CBD in Brazil, form a good investment portfolio. This investment opportunity does not attract management fee because it is a form of loan, which an investor gives to a bank. However, income tax is charged on the investment’s returns. The good thing about this type of investment is that it comes with the Credit Guarantee Fund’s protection.
Fixed income funds are also ideal investment opportunities. These funds come with fixed interest rate that is unique to its provider. However, management fees are usually charged on these investments. The fee charged is a percentage of the total amount invested per annum. Before investing, it is advisable to analyze the potential effects of the management fees on the possible returns of a given security. One should invest in fixed income funds where the fee is below 1%.
People can also invest in a private pension. This form of investment involves contributing to a retirement fund. When making the decision on where to invest, it is prudent to pay more attention to both the fees and taxes charged.  This is all a part of Flavio’s financial advice, including his opinions on taxes, and how best to manage them.
About Flavio Maluf
Flavio Maluf is a Brazilian executive. He was born on December 2, 1961. Flavio is the current CEO of Eucatex Group. Over the years, he has made bold opinions on Brazil’s economy. As per LinkedIn, Maluf graduated from Fundação Armando Alvares Penteado (FAAP) with a mechanical engineering degree before joining New York University to study Business Administration. He worked in the U.S. for a couple of years before returning to Brazil in 1987. Following his return, he joined Eucatex and worked his way up the company’s senior leadership positions. Maluf is married to Jacqueline de Lourdes Torres Coutinho.  Make sure to check out Flavio on his Facebook, to get a better portrait of the man.

Securus Technologies Offer Free Calls to Inmates to Communicate with Families and Friends Affected by Louisiana Floods

Recent floods in Louisiana reinvigorated Securus Technologies to cooperate with the Louisiana Department of Public Safety and Corrections to give every incarcerated inmate at LA DOC to get one free call per day. This move was to help the inmates stay connected with their family and friends who could have been affected by recent Louisiana floods.

Securus understands the importance of connecting inmates is important and is a service that they have always strived to do better. The floods in Louisiana would have been stressful with lots of anxiety among inmates if Securus Technologies had not given the free calls. Rick Smith, the CEO of Securus Technology, reported that the free calls were estimated to cost approximately $300,000. Secures will also contribute $50,000 to the inmate welfare fund at Louisiana Department of Corrections.



Securus Technology headquarters are located in Dallas, Texas, and they serve more than 3,450 corrections, public safety, and law enforcement facilities. Securus provide services to more than 1.2 million inmates in the United States. Their services include; incident management, response, investigation, public information, communication, biometrics analysis, inmate self-service, information management, monitoring of products and services. Securus aim at providing devoted services that guarantee a safer world to every person.



Securus serves and connects the world. With such high standards, it was apt for Securus to offer a chance to the inmates to communicate with their affected families and friends. The free connection calls were estimated to be more 250,000 in only seven days.



Securus Technologies has a Public Safety Solutions that enables law enforcement agencies and cities to gather, consolidate, visualize, save and disseminate information in real time. These services are critical in accessing information swiftly in cases of emergencies and respond on time.